When using our website you are indicating your understanding that we do not offer you a bad credit loan directly. We also do not represent a company directly that will provide you with a bad credit loan. Thus, you are not obligated to accept any quotes we provide you with, nor are you required to contact any of the companies that we may suggest to you. You also are not obligated to follow links from our website which lead to the websites of companies that will offer you bad credit loans.
Visitors to our website are provided with companies that we feel may be capable of providing them with personal loans that meet their needs. Thus, our site is a way for you to obtain information about loans only and we cannot be held liable for any interaction you may have with bad credit loan companies that you learn about on our site. We have no affiliation with any of these companies and don't have explicit control over which appear on our site when you enter in your loan criteria. We do not endorse any of the companies specifically that you see on our site.
You are in no way obligated to accept loans from companies found on our site and we will never pressure you either to accept a loan or contact a company that appears on our site. We also maintain the right to change our terms and conditions at any time. We will not be held responsible for any changes that occur in our service to remain in agreement with state and local laws.
In no way do we guarantee that you will receive a bad credit loan through the use of our website, even if we do match you to a lender that we suggest may match your loan application. We also do not guarantee that the results of our match will contain any terms, conditions, or fees that you are satisfied with.
Companies vary in the amount of time it takes them to complete a loan transfer and the amount offered may be different than the amounts advertised on our site.
By completing an application with our site you provide your agreement that lenders can perform credit checks at the various Credit Bureaus, including Equifax, TransUnion, and Experian, in order to verify your credit status. These checks may be a necessary part of the loan approval process for these companies in order to determine that you are a trustworthy borrower. Lenders may also perform checks to verify your identity. This may be done by cross-checking your driver's license, social security number, national ID, or other form of recognized identification in your state.
A payday advance is described above as a bad credit loan. This type of loan is considered a short-term loan that is intended to be used in cases of emergency. The loan is intended to cover expenses until the next payday, and shouldn't be used as a long-term solution to financial difficulties.
If you are having difficulties with debt you should discuss these problems with a debt crisis company. These companies will help you get your finances back under control. While payday loans can provide short-term help, they may only increase the debt of someone already in financial trouble. State laws also vary regarding bad credit loans. Thus, you should consult these laws and determine what regulations govern the loan you are seeking. You should also study the risks that are involved in bad credit loans, investigate alternatives, and research the company that is offering the loan before accepting any loan offers.